*****P.Michael stocks limited inventory, please pre-book to ensure timely delivery****
* In order to establish credit, all new clients and P.Michael must establish a relationship.
Therefore, the first 4 months after an account is opened, all orders will be paid by company
credit card or pre-payment before shipping or COD (Cash on Delivery). All checks must be
company checks as personals checks will not be accepted.
* Once the initial 4 month period is over, in house term approval will be considered.
Factors contributing to the extension of credit will be based on frequency of orders, dollar
volume of orders, and payment promptness. A credit line will be determined accordingly. Terms
will be extended as Net 15, or Net 30.
* If the extension of credit terms is not approved, client will stay on credit card or COD terms
for an extended 3 months. After which, the account will be reviewed again to establish terms.
Factors that contribute to a rejection of credit include credit card decline, bounced checks, and
cancelled orders.
* If a client wishes to be placed on terms as a new or existing client, an application must be filled
out completely and faxed to 770-452-8562. The application is for our internal records and is
available on our website. Upon approval from P.Michael, a credit line will be established.
* After terms are extended, a continuous review of the account will be done. Credit limits and
terms will increase and decrease according to how well the account is maintained. Late payments
will have an adverse affect on credit and limits may be reduced or revoked. Proper maintenance
of the account will help ensure that all orders are promptly processed and an increase of credit is
considered.